Ngaba uyayazi loo nto Uninzi lwabavelisi bekofu zigqwesileyo kwihlabathi bahlala kwizindlu ezinomgangatho omdaka kunye nophahla lwezinki.? Kwaye bahlawula inzala engaphezu kwe-100% ngonyaka? Nangona kunjalo, kwamanye amazwe sinokugcina ukuhlawula iziganeko ezingalindelekanga, okanye zisinika imbuyekezo kwi-savings kwi-akhawunti yokutshekisha. Ngaba unokuthelekelela ukuba kufuneka udlule kuloo nto? Phila enyameni yakho? Ngethamsanqa, i projekthi I-EthicHubukuboleka isandla kubantu abahlelelekileyo.
Ukuba ungumthandi wekhofi, ngoku uya kujonga loo ndebe oyiselayo yonke imihla ngamehlo ahlukeneyo. Okanye loo phakheji oyithengayo ezivenkileni. Ngokuba emva kwabo kukho ubomi obungahambi kakuhle. Ufuna ukwazi okungakumbi?
Imingeni yamafama amancinci kumazwe asakhasayo
Awunyanzelekanga ukuba uye kude ukuze wazi imingeni abalimi ekufuneka bejongane nayo yonke imihla. Kodwa xa kuthelekiswa nomzabalazo wamafama amancinci kwiindawo ezikude kakhulu zehlabathi akukho mathandabuzo okuba inefuthe.
Abakwazi ukufikelela kwinkxaso-mali efikelelekayo, kwaye ngaphantsi kwiimarike ezizinzileyo apho banokuthengisa iimveliso zabo. Ukutshintsha kwemozulu, ubuchwephesha obunganelanga kunye neziseko zophuhliso, kunye nokungabikho kokuzinikela kurhulumente kukhokelela kumjikelo wentlupheko nokuba sesichengeni.
Maxesha amaninzi Banenkxaso-mali yombulelo kwiimali-mboleko ezingacwangciswanga ezibeka inzala exhaphazayo kwaye loo nto ithetha ukuba abanakonga kwaye incinci ukutyala imali ekuphuculeni izityalo zabo okanye ukuzuza imveliso enkulu. Ngoko ke, iprojekthi ye-EthicHub sisisombululo esitsha esingafaki sandla kutyalo-mali kuphela, kodwa nokuphucula ubomi babantu.
Yintoni iprojekthi ye-EthicHub
I-EthicHub lishishini loluntu, a Ukuqaliswa kweSpanish kuqatshelwe kwihlabathi jikelele injongo yayo ikukudala inkqubo yendalo esebenzisanayo ukunceda amazwe kunye nabantu abahlelelekileyo.
Ingqwalasela yayo ngamafama amancinci. Kwaye abanabo ubomi obulungileyo kwaye abanako ukufikelela kwinkxaso-mali phantsi kweemeko "eziqhelekileyo". Into eyenziwa yi-EthicHub kukubonelela ngenkxaso-mali yentsebenziswano ukuze babenze basebenze imihlaba yabo kwaye bathengise izityalo zabo kwiimarike ezithe ngqo. Kuyo, inomfanekiso we-Originating Hub, engumntu okanye iziko elifumana abalimi abanokungena eqongeni. Isebenza njengekhonkco kwaye inika "ubuntu" kubume bezobuchwepheshe, ngaphezu kokuqinisekisa ukuba imali yabatyali-mali isetyenziselwa imisebenzi efanelekileyo.
Ngamazwi kaJori Armbruster, i-CEO ye-EthicHub: «ivela ngenjongo "yokwaphula imida yemali" kunye nokulungisa ukungasebenzi kwangoku koqoqosho lwehlabathi kunye nenkqubo yezemali neyemali yehlabathi. Ixabiso lemali ehlabathini alifani. Ngelixa aba balimi behlawula inzala engaphezulu kwe-100% ngonyaka, kwezinye iindawo zehlabathi asifumani nzuzo kwimali eyongileyo efakwe kwi-akhawunti yetshekhi.
Le projekthi entsha iyasebenza Ukudibanisa itekhnoloji kunye nendlela yentlalo efuna ukusombulula le mingeni yamafama asakhasayo kumazwe asakhasayo. Ukwenza oku, idibanisa abatyali-mali kunye neeprojekthi ezahlukeneyo zezolimo ezenziwa kwiindawo ezihlelelekileyo. Eli galelo lezoqoqosho libanceda bafikelele kwinkxaso-mali kunye neemarike ezithe ngqo, bazuze ubomi obungcono kubo.
I-EthicHub idibanisa itekhnoloji ye-blockchain kunye nokubolekisana kwabantu abaninzi ukwenza inkxaso-mali ehlangeneyo ngendlela yokuba ungatyali imali eninzi, kodwa endaweni yoko. Ungafaka isandla kwisuntswana lesanti ngelixa ufumana imbuyekezo yezemali kwaye uvelisa impembelelo entle kwezentlalo.
Iprojekthi i ehambelana ne-ajenda yowama-2030 ekhuthazwa yiZizwe eziManyeneyo. Ngapha koko, inegalelo kwiiNjongo ezisithoba zoPhuhliso oluZinzileyo, ezinje:
- Ukuphela kwentlupheko.
- Zero indlala.
- Amandla afikelelekayo kwaye angangcolisi.
- Umsebenzi onesidima kunye nokukhula koqoqosho.
- Ushishino, ukuveliswa kwezinto ezintsha kunye neziseko ezingundoqo.
- Ukuncitshiswa kokungalingani.
- Imveliso enoxanduva kunye nokusetyenziswa.
- Ubomi bezinto eziphilayo ezisemhlabeni.
- Iimanyano zokuphumeza iinjongo.
Impembelelo kwezentlalo: Ukuguqula ubomi noluntu
I-EthicHub ihamba ngaphaya kokuba liqonga apho ukutyala imali kwiiprojekthi zezolimo. Ukusuka kwinto oyifundileyo ukuza kuthi ga ngoku, inceda ekuguquleni ubomi noluntu lwamafama. Neentsapho zabo.
Igalelo leli phulo lisebenza ekuphuculeni iimeko zokuhlala zamawakawaka amafama amancinci. Ngayiphi ingqiqo?
- Ibanika ukufikelela kwinkxaso-mali efikelelekayo engabatshoni ngaphezu kokuba sele benjalo.
- Ibavumela ukuba bafikelele kwiimarike ezizinzileyo apho banokuthengisa iimveliso zabo.
- Inceda abalimi ukuba baphucule isivuno sabo, imveliso kunye nengeniso yeentsapho zabo.
- Ibavulela ithuba lokuthengisa iimveliso zabo kwiimarike zamazwe ngamazwe.
Kodwa akuphelelanga apho, kananjalo inceda ekudaleni uphuhliso loluntu kunye nobumbano loluntu. Kwaye kwangaxeshanye ivumela abantu abanegalelo, nokuba kuncinci, ukuba babe yinxalenye yolo tshintsho.
Iiprojekthi ezingumzekelo: Utshintsho lweenyani zengingqi
Uhambo lwe-EthicHub ineeprojekthi ezingaphezu kwama-600, uninzi lwazo sele lugqityiwe. Oku kunempembelelo entle kuluntu lwezolimo.
Okwangoku, bayaqhubeka iiprojekthi ezine ezisebenzayo kunye noluntu iLa Soledad, iChespal, iSalchiji okanye iSan José Ixtepec, zonke ziseMexico., ngubani onokufumana utyalo-mali ukuze afikelele kwinjongo ekuthengiseni abantu abaninzi kwaye, ngaloo ndlela, akwazi ukunceda aba balimi bancinci.
Kodwa abanye uluntu oluninzi sele luxhamlile yoncedo lwabatyali-mali, abakhulu nabancinci, kwaye batshintshe ubomi babo: Agua Caliente (Mexico), Ibitirama espirito santo (Brazil), Seville (Colombia), Esmeraldas (Ecuador)…
Tyala okanye uthenge ikofu
Kwiwebhusayithi ye-EthicHub awukwazi ukutyala imali kuphela. Kodwa Unako kwakhona ukuthenga ikofu kwabo balimi bancedisa kwiiprojekthi zabo. Kwivenkile yabo banikezela ngekofu "ekhethekileyo" apho isiqingatha senzuzo yengeniso siya kumafama ngokwabo. Kwaye, ngale ndlela, umgangatho wobomi obungcono uyancedwa kwaba bantu.
Ubusazi ngeprojekthi ye-EthicHub? Ngaba unomdla wokudibanisa iteknoloji ye-blockchain kunye nokuxinana kunye nokuphucula ubomi babalimi abancinci? Ngaba utyala imali okanye ukusela ikofu ekhethekileyo?